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Customer Awareness for Conducting Your Transaction Online
Federal financial regulators are reporting that Internet threats have changed significantly over the past several years. Sophisticated hacking techniques and growing organized cyber-criminal groups are increasingly targeting financial institutions, compromising security controls, and engaging in online account takeovers and fraudulent electronic funds transfers.
In order to help ensure the security of your online transactions, we want you to know that:
In addition, we may require owners of commercial accounts to perform their own risk assessments and controls evaluations. For example:
Federal regulations provide consumers with some protections for electronic fund transfers. These regulations generally apply to accounts with Internet access. For example, the federal laws establish limits on a consumer’s liability for unauthorized electronic fund transfers. They also provide specific steps you need to take to help resolve an error with your account. Note, however, that in order to take advantage of these protections, you must act in a timely manner. Make sure you notify us immediately if you believe your access information has been stolen or compromised. Also, review your account activity and periodic statement and promptly report any errors or unauthorized transactions. See the Electronic Fund Transfer disclosures that were provided at account opening for more information on these types of protections. These disclosures are also available upon request.
If you become aware of suspicious account activity, you should immediately contact the authorities, as well as us at the number listed below.
Farmers State Bank
What Precautions Should I take on Social Networking Sites?
Below are some helpful tips regarding security and privacy while using social networking sites:
USING WI-FI: CONNECT WITH CARE
If you are traveling, chances are you will encounter a Wi-Fi hotspot (network) or two.
Wi-Fi in airports, hotels, train stations, coffee shops, and other public places can be convenient, but they are often not secure and can leave you at risk.
Whether you are entertaining the kids by streaming a video on a tablet personal computer (PC), downloading new travel applications (apps) on your smartphone, or even taking your tablet poolside, there are precautions you should take to make sure your personal information is safe.
First and foremost, connect with care. If you are online through an unsecured network, you should be aware that malicious individuals may have established a Wi-Fi network with the intent to eavesdrop on your connection. This could allow them to steal your credentials, financial information, or other sensitive and personal information. It is also possible that they could infect your system with malware. Any free Wi-Fi should be considered “unsecure.” Therefore, be cautious about the site you visit and the information you release.
STOP. THINK. CONNECT.
Here are six tips to remember when using Wi-Fi: